Alm, K. H., V. Chotiyaputta, and S. Bejrakashem. “FACTORS INFLUENCING MOBILE PAYMENT ADOPTION BY SILVER GENERATION IN THAILAND AND SWEDEN”. Social Science Asia, Vol. 8, no. 2, Mar. 2022, pp. 22-44, https://socialscienceasia.nrct.go.th/index.php/SSAsia/article/view/286.